Credit Radar
Built for credit repair companies & funding operators
● LIVE DEMO
The filings are public.
The next clients are already in them.
The Radar reads the public court record every day, grades every case, and hands operators the people cleared to rebuild — then runs the onboarding that keeps them paying. The whole run, end to end.
Sound on — or tap each stage yourself, in any order. Every stage also has its own Listen button.
Stage 1 — The Radar hunts
0BANKRUPTCY FILINGS IN THE U.S. — 12 MONTHS ENDING JUNE 30, 2026
382,161 Chapter 7
215,490 Chapter 13
10,320 Chapter 11
~50,709 new filings a month

Filing counts are real: Administrative Office of the U.S. Courts (uscourts.gov), 12-month period ending June 30, 2026, published July 28, 2026 — total 608,511 filings, up 12.2%. The monthly figure is that total divided by 12. The Radar also reads state court judgments, tax liens, and lien releases. The case rows below are labeled samples — a live feed names real filers only inside the operator's own private system, never on a public page.

1
Chapter 7 — discharged 21 days ago
Rebuild window open · complete public record · sample case
GRADE A
2
Chapter 13 — plan confirmed, paying on time
Guided rebuild alongside the plan · sample case
GRADE A
3
Tax lien — released 30 days ago
Lien off the record · ready to rebuild · sample case
GRADE A
4
Chapter 7 — filed 6 days ago
Pre-discharge · nurture until the discharge lands · sample case
GRADE B
5
State court judgment — 45 days old
Judgment on file · dispute map buildable · sample case
GRADE B
6
Chapter 13 — discharged 60 days ago
Post-plan rebuild · tradelines aging · sample case
GRADE B
7
Eviction judgment — 90 days old
Housing-first rebuild path · longer nurture · sample case
GRADE C
8
Chapter 7 — discharged 11 months ago
Never worked the rebuild · stale but reachable · sample case
GRADE C

Every morning the sweep repeats. New filings in, graded, ranked — before the operator's first coffee.

Stage 2 — A file on every case
Sample Case File
Chapter 7 · Grade A
Discharged 21 days ago · Rebuild window: OPEN
⚖️ Discharge on record🟢 Cleared to rebuild⏳ First-90-days window

Why this case

The discharge is the starting gun. This person can legally begin rebuilding today — new positive tradelines, guided disputes on what the bankruptcy did not erase, a file that compounds instead of drifting.

Why now

The first 90 days after discharge decide whether the rebuild sticks. Almost nobody calls them in that window — because almost nobody is watching the record daily. The Radar is.

What the grade means

Grade A = discharged or released, record complete, rebuild legally clear, inside the action window. Grades B and C are nurtured, not discarded — the Radar re-scores them as their records change.

SAMPLE CASE Representative file, built to the shape of a real Radar case file. No real person's name, address, or case detail appears anywhere in this demo.

Stage 3 — Intake runs itself

The case becomes a client — without the paperwork chase.

📥

1 · The case lands on the operator's board

Graded, ranked, with the public record attached. The operator picks it up — or the system offers the consultation first.

✓ DONE
✍️

2 · Intake + written consent

The client completes intake and signs consent to pull their credit reports. No consent, no pull — the consent record is stored with the file.

✓ SIGNED
📅

3 · Consultation booked automatically

A time is offered and confirmed in the same flow. The client never sits in "we'll call you" limbo — the stage where most signups quietly die.

✓ BOOKED
🗂️

4 · Reports pulled — one tradeline map

With consent on file, reports pull from all three bureaus into a single map: every account, every derogatory mark, every dispute candidate, ranked.

✓ PULLED
🎯

5 · The dispute plan builds itself

Round one is drafted from the map before the consultation even happens — the operator walks in holding the plan, not a blank notepad.

✓ READY

Simulated flow — the steps, consent gate, and booking shown here are the system's real sequence, played at demo speed.

Stage 4 — Every dispute round, tracked

Nothing sits in a drawer.

Round 1 — Filed

First dispute set out to the bureaus from the tradeline map. Deadlines calendared the day it files.

DraftedFiledResponses loggedResults in

Round 2 — Filed on the responses

What round one did not move gets re-challenged with the new evidence attached. Verified items get their next strategy.

DraftedFiledResponses loggedResults in

Round 3 — The stubborn file

Escalation round: furnisher disputes and method-of-verification challenges for what is left standing.

DraftedFiledResponses loggedResults in

SAMPLE CLIENT FILE Round contents are representative. The tracking board — every client, every round, every deadline — is the point: an operator sees the whole book at a glance instead of hunting through folders.

Stage 5 — The client sees progress

This is where the churn dies.

Credit repair is a monthly business with a silent killer: the client who hears nothing for six weeks assumes nothing is happening — and cancels. The system never lets a client sit in silence.

Progress update · to the client
Hi — your Round 2 results are in. Items removed this round are off your reports, and the next round is already filed. Your file is moving. Full breakdown is in your portal.
Quick note: a response deadline lands this week on one of your disputes. Nothing needed from you — the system is tracking it and will update you when it closes.
✓ MONTH 4 — CLIENT STILL ACTIVE · UPDATE SENT AFTER EVERY ROUND

Messages shown are simulated sends, played for the demo. In a live install they go out on the operator's own channels, after every round, automatically.

Stage 6 — The funding desk

Same Radar. The business record.

For funding operators, the Radar reads public business signals instead: new business formations, UCC filings, released business tax liens. A business showing real activity with a thin credit file is a funding conversation waiting to happen.

1
New formation — 12 days old, UCC filing on equipment
Operating and borrowing · thin file · sample signal
GRADE A
2
Business tax lien — released 45 days ago
Derogatory cleared · fundability reopens · sample signal
GRADE A
3
Formation — 8 months old, second UCC filing
Repeat borrowing pattern · growing operation · sample signal
GRADE B
4
Formation — 20 days old, no filings yet
Nurture · re-score on first activity · sample signal
GRADE C

SAMPLE SIGNALS Representative rows. The signals themselves — formations, UCC filings, lien releases — are public records, swept and graded on the same daily cycle as the consumer record.

Stage 7 — Talk to it

No dashboards to learn. Just ask.

The operator talks, the system answers — from the record. Try it:

The BrainI run the Credit Radar, the intake, the dispute rounds, and the client updates. Ask me about the filings, the grades, or a client's rounds.
The scoreboard

608,511 filings a year.
Almost nobody works them daily.

608,511 filings / 12 months
382,161 Chapter 7
~50,709 new filings a month
Daily sweeps, graded & ranked
Every round tracked & reported

The record is public. The rebuild window is short. The operators who win this market are the ones with a system watching it — finding the clients, onboarding them without friction, and keeping them with proof of progress.

The founding-install conversation starts with a look at the filings in the operator's own market.

Built by Gavari AI

Live demonstration for credit repair companies and funding operators, November 2026. Filing statistics are real — Administrative Office of the U.S. Courts (uscourts.gov), 12 months ending June 30, 2026, published July 28, 2026. All case files, client files, funding signals, messages, bookings, and sends in this demo are labeled samples or simulations, played at demo speed; no real person's name, address, or court record appears on this page. In a live install, the Radar's feed is private to the operator, credit reports are pulled only with the client's written consent, and outreach runs only through consented, opt-out-honored channels.